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A few years ago, I found myself in a tough spot. My sister had passed away, and I had lent a lot of money to my parents to cover funeral expenses. Also, I had taken off a lot of time from work, which was putting a lot of stress on my finances. Fortunately, a friend of mine told me about a place that issues fair loans, and so I went in to talk with a representative. However, I was nervous about agreeing to unfamiliar loan terms. I spent a lot of time researching financial options, and this blog is all about my experience. Read here to learn more about loans and financing, so that you can understand terminology.